![]() ![]() The success of a budget relies on accurate incomings and outgoings and the only way you can be 100% sure is by getting all your statements and bills in front of you. Where is your money really going? Don’t be tempted to guess or estimate. Do not include overtime pay, because you shouldn’t rely on that as regular income. Figure your available income (the amount of your take-home, or net, pay). Think about what you want to accomplish financially in the next three months, the next year, and the next three years.
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